What exactly are payday loans?
Payday loans are monetary solutions that are intended specially for those who are in need of financial assistance ahead of their next payday. These loans are easy to apply as well as qualify. They fall under small loans and offer the perfect way to get rid of all sorts of small and unplanned urgent expenditures.
Are there any eligibility criteria to qualify for payday loans?
Yes there is. To qualify you will need to confirm that you are a citizen of Australia, be above 18 years, hold an active bank account that is not less than six months and earn fixed income at the end of every month. Anyone who can meet these simple preconditions can apply for cash without a second thought.
Do I have to pledge any security against the borrowed money?
All our loan services are small loans and thus demands no pledging of collateral. So, without putting risk on any of your valuable asset you can easily qualify for these loans.
Can I apply even if I am tagged with unfavourable credit rating?
Yes, you can apply through us even if you are tagged with unfavourable credit rating or have not yet started building credit history. Lenders offering these loans are more concerned about your repayment ability than your past credit issues.
How much money can I borrow and what is the repayment tenure?
Upon approval you can borrow an amount from AU$100 up to AU$1,000. To pay off the borrowed money you will be offered 15 to 30 days.
Am I free to utilise the approved cash in any way?
Yes, you are free to spend the approved money in any way you want for any purpose.
How can I get additional information?
For any additional information you can freely contact us at any time.